Will the Money Last?
This calculator lets you compare two investment scenarios to see how long your savings will last.
| Scenario 1 | Scenario 2 | ||
| Starting investment balance |
250,000
|
250,000
|
|
| Rate of return (maximum value 16%) |
6.00%
|
8.00%
Input Error: Rate of return
Enter a value between 0 and 16%. |
|
| Annual income |
20,000
|
20,000
|
|
| Inflation rate (maximum value 10%) |
2.00%
|
2.00%
|
Inflation rate
The annual income amount is indexed to this inflation rate.
Input Error: Inflation rate
Enter a value between 0 and 10%.
Inflation rate
This inflation rate is used to index the annual fixed payment. |
| How long will the money last? | 17.0 yrs |
21.0 yrs |
How long will the money last?
Withdrawals are calculated for a maximum period of 50 years. |
How long will the money last?
|
Scenario 1
|
17.0 years |
Scenario 2
|
21.0 years |
Scenario 1: Your money lasts for 17.0 years.
| Year | Beginning Balance | Annual Income | Ending Balance |
|---|---|---|---|
| 1 | $250,000 | $20,000 | $243,800 |
| 2 | $243,800 | $20,400 | $236,804 |
| 3 | $236,804 | $20,808 | $228,956 |
| 4 | $228,956 | $21,224 | $220,196 |
| 5 | $220,196 | $21,649 | $210,460 |
| 6 | $210,460 | $22,082 | $199,681 |
| 7 | $199,681 | $22,523 | $187,787 |
| 8 | $187,787 | $22,974 | $174,702 |
| 9 | $174,702 | $23,433 | $160,345 |
| 10 | $160,345 | $23,902 | $144,630 |
| 11 | $144,630 | $24,380 | $127,465 |
| 12 | $127,465 | $24,867 | $108,754 |
| 13 | $108,754 | $25,365 | $88,392 |
| 14 | $88,392 | $25,872 | $66,271 |
| 15 | $66,271 | $26,390 | $42,274 |
| 16 | $42,274 | $26,917 | $16,278 |
| 17 | $16,278 | $16,278 | $0 |
Assumptions
Annual income is withdrawn as a lump sum at the start of each year. Investment growth is tax-deferred.
Disclaimer
This calculator is for educational purposes only. All charts and illustrations are for illustrative purposes only and are not intended to illustrate the performance of any security or portfolio. You should not rely on the results as an indication of your financial needs and we recommend that you seek your own financial, investment, tax, legal or accounting advice nor shall the information herein be considered as investment advice or as a recommendation to enter into any transaction. Professional advice should be obtained prior to acting on the basis of this information. The deduction of advisory fees, brokerage or other commissions and any other expenses that would have been paid may not be reflected in the calculation results.©Copyright 2024 Ativa Interactive Corp. All rights reserved. Powered by Ativa.com.
Annual income is withdrawn as a lump sum at the start of each year. Investment growth is tax-deferred.
Disclaimer
This calculator is for educational purposes only. All charts and illustrations are for illustrative purposes only and are not intended to illustrate the performance of any security or portfolio. You should not rely on the results as an indication of your financial needs and we recommend that you seek your own financial, investment, tax, legal or accounting advice nor shall the information herein be considered as investment advice or as a recommendation to enter into any transaction. Professional advice should be obtained prior to acting on the basis of this information. The deduction of advisory fees, brokerage or other commissions and any other expenses that would have been paid may not be reflected in the calculation results.©Copyright 2024 Ativa Interactive Corp. All rights reserved. Powered by Ativa.com.